GAP Protection

GAP (Guaranteed Asset Protection) is coverage designed to protect you in a total loss accident. Your insurance company will likely pay what they deem as fair market value for your vehicle, but what happens when your loan amount is higher than that? Without GAP, you’re left to cover that difference out of your own pocket. With GAP, that coverage steps in to cover that difference. For example, if you experience a total loss due to an accident, natural disaster, or theft and your insurance company deems your vehicle’s value as $20,000, but you still owe $25,000 on that vehicle, GAP coverage will cover the remaining $5,000 difference.

Provides peace of mind by reducing the unnecessary risk of financial hardship or credit risk in the event of a total loss of your vehicle

Maximum claim amount in the event of a total loss is $50,000

Waives up to $1,000 of your insurance deductible

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